Med School Loans and Income Based Repayment (IBR) Qualifying for a Doctor Loan: Medical School Loan Deferment (Waiving medical school loans from your qualifying debt to income ratio when qualifying for a Doctor Mortgage) This topic of discussion often comes up because many physician lenders simply advertise “medical school loans

Length of Time Since Residency Length of Time Since Residency: Things to consider when selecting a lender Some physician mortgage lenders place a limit on the length of time that you have been out of residency. Other lenders have no restricts whatsoever on length of time since residency. If it

What do most Physician Loans have in Common? What is a Doctor Loan?A Doctor Loan or Physician Loan is a mortgage specifically designed with medical professionals in mind. They offer features unique to individuals in the medical profession. What features do most Physician Loans have in common?The ability to finance

Let’s Talk about Income Many physician lenders offer some unique ways of looking at your income. Often the guidelines for determining your employment are more flexible than your typical Conventional Loan. When researching a mortgage for doctors consider your options. Qualifying for a Doctor Loan:Types of Doctor Employment:Physician lenders often

Is a Doctor Loan right for you? Physician loan vs FHA and Conventional A Doctor Loan is a specialized home loan financing program for medical doctors, including residents and fellows, looking to purchase a primary residence. In most cases, only a minimal down payment is necessary (if at all), Private

What really is a Pre-Approval? Understanding the Pre-Approval Process The last few years have brought about significant changes in the mortgage and home loan process. Gone are the days of stated and no verification loans. This has resulted in significant changes to programs that cater to physician loans. As a