5 Ways Tax Reform Has Impacted the current Housing Market

5 Ways Tax Reform Has Impacted the current Housing Market Starting late last year, some predicted that the new tax changes would cripple the housing market. Headlines warned of the potential for double-digit price depreciation and suggested that buyer demand could drop like a rock. There was even sentiment that homeownership could lose its coveted […]

Renting VS Owning as a Doctor

Renting VS Owning as a Doctor Starting late last year, some predicted that the new tax changes would cripple the housing market. Headlines warned of the potential for double-digit price depreciation and suggested that buyer demand could drop like a rock. There was even sentiment that homeownership could lose its coveted status as a major […]

Doctorloanprograms.com mentioned in the Philly News!

Doctorloanprograms.com mentioned in the Philly News! Doctorloanprograms.com is proud to have been mentioned in the real estate edition of the Philly News!Read article here A mortgage to help doctors settle into new homes http://www.philly.com/philly/business/real_estate/20160331_A_mortgage_to_help_doctors_settle_into_ new_homes.html

How Banks Set Interest Rates on Your Loans

How Banks Set Interest Rates on Your Loans On the face of it, figuring out how a bank makes money is a pretty straightforward affair. A bank earns a spread on the funds it lends out from those it takes in as a deposit. The net interest margin (NIM), which most banks report quarterly, represents […]

Completing Your Final Walk-Through

Completing Your Final Walk-Through You put a lot of effort into finding the right house, and now that your closing is just days away, you’re finally ready to start calling your new place home. Before this can happen, however, you should do a final walk-through of the property. What is a final walk-through? A final […]

4 Tips for Improving Your Credit

4 Tips for Improving Your Credit If you’re in the market for a new home, it’s important to know your credit score. A good credit score can lead to a better interest rate on your mortgage, while a lower one might present extra challenges. Need to improve your score? Here are a few things you […]

How to Be More Financially Organized

How to Be More Financially Organized If you’ve resolved to improve your finances in the coming months, its best to have a solid plan to set yourself up for success.Here are three ways to help you better manage your money in 2018. Start a budget. A budget is just a plan for every dollar you […]

With rates slowly on the rise, does buying still make sense vs renting?

With rates slowly on the rise, does buying still make sense vs renting? With mortgage rates slowly increasing is buying more affordable than renting?It’s no surprise that when headlines scream that rates are on the rise while others declare that rates are historically low, borrowers have questions and concerns. Historic context is key to understanding […]

A seller’s market? Be prepared to spend to sell.

A seller’s market? Be prepared to spend to sell. It is commonly discussed that it can be expensive to buy a home however no one thinks about the cost of selling. Right now it is a sellers market so surely it can’t be that expensive to sell, right? Not always.Is your house really ready?Today’s homebuyer […]

Employment Contracts

Employment Contracts You have accepted a new job offer and would like to purchase a home, the catch, you still have to fulfill the contingencies of the offer; such as background check, drug testing – all the normal employment criteria. The question is, when I can start looking for a home based on this particular […]