KeyBank: AK, AZ, CA, CO, CT, FL, ID, IN, ME, MA, MI, NC, NJ, NY, OH, OR, PA, UT, VT, WA


*Up to 100% financing to $750k

*Up to 95% financing to $1 million

*Up to 90% financing to $1.5 million

*Max loan $3.5 million

*Fixed rate available

*No Private Mortgage Insurance (PMI)

*Minimum credit score 680

Maximum DTI 45% but will consider 50% with compensating factors

Rate and term refinance permitted


*H1BVISA permitted

*Non-occupant co-borrowers permitted

*Up to 3% seller contribution allowed, and can be used for closing costs or prepaid items

*Available for owner-occupied properties including single-family, attached or detached, condos and planned unit developments

All of the loan officers listed  here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

Michael DeRaspe (NMLS ID 470264)

Do you want Michael to contact you?

I’ve made it real easy. Drop your name and phone number in the form below and I’ll let
him know you’re looking for him.

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Purchase State:
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By contacting you certify that you are a medical professional or the spouse of one.

Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.


1Property must be located in a KeyBank Assessment Area. No income limitations if property is located in low or moderate income census tracts. For all other census tracts, income must be less than 80% of the Federal Financial Institutions Examination Council (FFIEC) Estimated MSA/MD Median Family Income. Completion of a HUD-approved prepurchase homebuyer education workshop may be required prior to closing. Landlord counseling may be required prior to closing on all two-unit transactions. Borrowers are not permitted to own any other real estate at the time of closing.

2Applies to 1-unit property

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offers are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans and products are available in all states.