First National Bank

Available in the following states: DE, FL, GA, MD, NJ, NY, NC, OH, PA, SC, TN, VA, DC, WV

DOCTOR PROGRAM FEATURES:

720 min credit score, Primary Residence:

100% Financing up to $1.25 million

95% Financing up to $1.5 million

90% Financing up to $2 million

700 min credit score, Primary Residence:

100% financing up to $1 million

90% financing up to $1.5 million

Second Homes Eligible:

20% down payment required

Max Loan amount of $1.5 million

Constructions Loans Eligible:

15% down payment required

Max loan amount of $1.5 million

Condos and Second homes NOT permitted

Products Available:

30, 25, 20, 15, 10-year fixed

15, 10, 7, 5 year ARMs (SOFR index)

Property types:

Single Family Home

Low-Rise Condos (7 stories max)

PUD

Townhomes (fee simple)

*CAN close up to 90-day PRIOR to employment start date

*Acceptable Visa-types: H1B

*Gift funds: Acceptable for closing costs and Down Payment

*1099 Contracted Income is acceptable (upon review of employment contract/financials)

Evan Estep (NMLS#436006 )
440-724-7094
[email protected]

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Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.

This is not a commitment to lend. All loans are subject to credit review and approval. Member FDIC | Equal Housing Lender.