First National Bank

First National Bank: VA, DC, MD, WV, NC, SC, PA, DE, GA, OH, TN, FL, NY, NJ


*Primary Residence and Second Homes Purchase, Rate/Term Refinance, Cash-Out Refinance, Construction Perm

Primary Residence

No Mortgage Insurance

100% on loan amounts to $750,000

95% on loan amounts to $1,000,000

89.99% on loan amounts to $1,500,000

Second Homes 80% on all loan amount up to $1,000,000

Non-permanent residents eligible 

Lot Loans Available 

No limit on time since residency 

Single and 2 Family Homes

Condos Fixed and Arm products available 

No reserve requirements for Interns

Fellows and Residents

Physicians, Dentist and Veterinarians with the following degrees: M.D., D.O., D.D.S., D.V.M., D.M.D. Closing may occur prior to employment start date with an acceptable signed unconditional contract and start date.

All of the loan officers listed  here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

Dan Butts (NMLS# 448596)
[email protected]

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Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.