First National Bank

Available in the following states: DE, FL, GA, MD, NJ, NY, NC, OH, PA, SC, TN, VA, DC, WV


Eligible Doctors/Dentists: MD, DDS, DMD,OD, DPM, DO, Veterinarians

  • 720 min credit score, Primary Residence:
  • 100% Financing up to $1.25 million
  • 95% Financing up to $1.5 million
  • 90% Financing up to $2 million
  • 700 min credit score, Primary Residence:
  • 100% financing up to $1 million
  • 90% financing up to $1.5 million
  • Second Homes Eligible:
  • 20% down payment required
  • Max Loan amount of $1.5 million
  • Constructions Loans Eligible:
  • 15% down payment required
  • Max loan amount of $1.5 million
  • Condos and Second homes NOT permitted
  • Products Available:
  • 30, 25, 20, 15, 10-year fixed
  • 15, 10, 7, 5 year ARMs (SOFR index)
  • No Private Mortgage Insurance

  • Property types:
  • Single Family Home
  • Low-Rise Condos (7 stories max)
  • PUD
  • Townhomes (fee simple)
  • *CAN close up to 90-day PRIOR to employment start date
    *Acceptable Visa-types: H1B
    *Gift funds: Acceptable for closing costs and Down Payment
    *1099 Contracted Income is acceptable (upon review of employment contract/financials)

    All of the loan officers listed here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

    Evan Estep (NMLS#436006 )
    [email protected]
    Do you want Evan to contact you?
    I’ve made it real easy. Drop your name and phone number in the form below and I’ll let him know that you would like more information.
    By contacting you certify that you are a medical professional or the spouse of one.
    Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.
    This is not a commitment to lend. All loans are subject to credit review and approval. Member FDIC | Equal Housing Lender.