First Community Mortgage

Available in ALL States (Except VT, RI, WV, ND, NY, AR, HI, and AK)


-100% financing up to 1.25MM

-90% financing from 1.25MM to 1.5MM

-Available to Residents, Fellows, and existing Medical Doctors. Eligible Medical Professions include MD, DO, DMD. DDS, DVM, DPM and Pharmacists.

-21 day close on time guarantee

-Purchase and Rate/Term Refinance loans- primary residence

-Construction to Perm financing for primary residences and 2nd homes.

-Single-family, Condominium, and Townhouse

-No Private Mortgage Insurance

-No maximum years in practice

-Fixed and Adjustable rate mortgages

-DTI up to 45%

-620 Minimum credit score

-Student loans not counted if deferred or in forbearance.  IDR used otherwise.

-Can close up to 90 days before new employment start date with a signed offer letter or contract.

All of the loan officers recommended by this site specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

Do you want Michael to contact you?

Michael DeRaspe (NMLS # 470264)

(603) 828-1743

[email protected]

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Note: has no affiliation with any bank listed on this website

Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions. Our blog is for informational purposes only. For specific program details please contact authorized representative from that bank.