TCF Bank: AZ, CO, IL, IN, MI, MN, ND, SD, OH, WI, IA, KS, KY, MO, MT, NE, OK, PA, UT, WV & WY
DOCTOR LOAN PROGRAM FEATURES:
-100% financing for 1-2 unit primary residence purchase or refinance up to $1M
-95% financing for 1-2 unit primary residence purchase or refinance up to $1.5M
-90% financing for 1-2 unit primary residence purchase or refinance up to $2.5M (larger loan amounts will be considered)
-Cash out refinance available up to 80% loan to value
-90% financing for 2nd homes up to $1M & 80% up to $1.5M
-The following programs are available: 30 year & 15 year fixed along with a 10 year ARM, 7 year ARM & 5 year ARM
-Student loan debt excluded if in in deferment 12 months past the closing date
-Income from a fully executed non-contingent employment contract 90 days prior to closing can be used
-700 minimum credit score required for 100% transactions. Lower scores considered at 95% or less
-Construction and renovation available in OH, KY, IN & MI
-Eligible doctors: MD, DO, DDS, DMD, DPM, DC, DVM, PharmD & OD
-Eligible property types: Approved condos, Non-warrantable condos, 1-2 unit properties, PUD
All of the loan officers listed here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.
John Saylor (NMLS ID 178293)
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Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.