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Doctor Mortgage Loan Program
List of Physician Lenders
Physician Loan Blog
New Bank?
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Mortgage Calculator
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Doctor Mortgage Loan Program
List of Physician Lenders
Physician Loan Blog
New Bank?
About This Site
Mortgage Calculator
Doctor Mortgage Loan Program
List of Physician Lenders
Physician Loan Blog
New Bank?
About This Site
Mortgage Calculator
Doctor Mortgage Loan Program
List of Physician Lenders
Physician Loan Blog
New Bank?
About This Site
Mortgage Calculator
Citizens Bank
Citizens Bank:
CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV, GA, KS, LA, MS and MO
DOCTOR LOAN PROGRAM FEATURES:
• Up to 95% financing with no PMI for loan amounts up to $850,000
• Up to 89% financing with no PMI for loan amounts up to $1M
• $1.5M maximum loan amount (85% LTV)
• Student loan debt deferred for at least 12 Months excluded from debt-to-income ratio OR if on IBR – can use IBR pymt
• Construction-to-permanent financing eligibility – maximum 85% financing
• Primary residence only
• PUDs and Condos
700 Minimum Credit Score –Doctor Loan only
LTV < 90% maximum DTI is 43%
LTV >/= 90% maximum DTI is 40%
All of the loan officers listed here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.
Anne Swane (NMLS# 697239)
603-944-2119
Anne.Swane@citizensbank.com
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Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.
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