Citizens Bank: CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, and WV
DOCTOR PROGRAM FEATURES:
• Up to 95% financing with lender paid mortgage insurance for loan amounts up to $850,000
• Up to 89% financing with no mortgage insurance
• $1 million maximum loan amount
• Student loan debt deferred for at least 12 Months excluded from debt-to-income ratio
• Construction-to-permanent financing eligibility – maximum 89% financing
• Primary residence only
• PUDs and Condos
720 Minimum Credit Score – Doctor Loan only
LTV < 90% maximum DTI is 43%
LTV >/= 90% maximum DTI is 40%
All of the loan officers listed here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.
Anne Swane (NMLS# 697239)
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