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Citizens Bank

Citizens Bank: CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV, GA, KS, LA, MS and MO

DOCTOR LOAN PROGRAM FEATURES:

• Up to 95% financing with no PMI for loan amounts up to $850,000
• Up to 89% financing with no PMI for loan amounts up to $1M
• $1.5M maximum loan amount (85% LTV)
• Student loan debt deferred for at least 12 Months excluded from debt-to-income ratio OR if on IBR – can use IBR pymt
• Construction-to-permanent financing eligibility – maximum 85% financing
• Primary residence only
• PUDs and Condos
700 Minimum Credit Score –Doctor Loan only
LTV < 90% maximum DTI is 43%
LTV >/= 90% maximum DTI is 40%

All of the loan officers listed here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

Anne Swane (NMLS# 697239)
603-944-2119
Anne.Swane@citizensbank.com

Do you want Anne to contact you?

I’ve made it real easy. Drop your name and phone number in the form below and I’ll let
him know you’re looking for them.

By contacting you certify that you are a medical professional or the spouse of one.
Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.
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The Doctor Mortgage Loan Program is designed to help qualified Physicians and Dentists acquire a residential mortgage loan from participating lenders.
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