Terms:
Our physician loan program offers zero down payment up to $1,000,000, 5% down up to $1,500,000, and 10% down up to $2,000,000. The physician loan program does not charge any PMI (mortgage insurance).

Professions:
MD, DO, DDS, DMD, Resident, Fellows, DVM, DPM

Strengths:

• We cover appraisal fee
• Allows physician to use new employment contract as qualifying income up to 6 months before start date (longer start dates can be considered)
• Construction draw loans
• Allow renovation financing on existing homes
• 2-4 units qualify for physician loan program
• Vacation homes eligible for physician loan program.