Compare Leading Physician Home Loan Programs

“Save time scouring the internet for information. Enjoy!”

The Doctor Mortgage Loan Program is designed to help qualified Physicians and Dentists acquire a residential mortgage loan from participating lenders with zero to very little money down and no PMI.

Use the map below to find Physician Lenders available in your State:

Results will appear at the bottom of the Page

Special Physician Home Loan Programs are available.


Physician Home Loan Programs offer tailored benefits for medical professionals, including down payments as low as 0-5%. These loans are available to doctors, dentists, and other healthcare providers.

Lenders focus on future earning potential rather than current debt, making it easier for medical professionals to qualify despite student loans. This helps doctors achieve homeownership without the usual mortgage hurdles.

Finding a Lender: Research and comparison tips:

When selecting a lender for your physician loan, thorough research is essential. Look for specialists offering low down payments and competitive rates online. Compare lenders based on rates, closing costs, repayment options, and customer feedback. Directly contacting lenders to ask questions ensures you make an informed decision aligned with your homeownership goals.

Loan Application Process: Steps and timeline.

Once you’ve chosen to pursue a physician loan, the application process is critical. It begins with completing an application form detailing your financial information. The lender then reviews your documents to assess creditworthiness, possibly requesting additional information. Stay organized and proactive to expedite approval and move closer to securing your dream home with a physician loan.

Closing the Deal: Finalizing the purchase process.

Approaching the final stages of purchasing your dream home with a physician loan, closing the deal is critical. Ensure all paperwork is in order and promptly address any issues.

Be prepared for unexpected challenges like last-minute inspections or funding delays. Stay calm, flexible, and maintain clear communication to streamline the process for a smooth closing experience. Keep focused on your goal of securing your dream home!

Note From the Editor:

We are pleased to announce that as September 2023, over 8,237 Physicians, Dentists and Optometrists visit our site every month!!!

It is truly an honor that our page has become one of the most comprehensive resources for new and established medical professionals in search of banks offering a Doctor Loan Program.
While this blog may not be the prettiest site on the web, we hope you find this information useful. The Goal is Simple: to compile the largest most up to date list of Doctor Loan Programs and features available in your state. Therefor allowing you to make an unbiased decision and choose the the best lender for you.
Also if you are interested, I have been writing on the topic of Physician Mortgage Loans for over 8 years. Feel free to browse my Doctor Loan Blog for useful articles, tips and resources to assist you in your research.
Thank you for visiting and enjoy the site.
Doctorloanprograms.com team