DOCTOR PROGRAM FEATURES: MD, DO, DDS, DMD, Resident, Fellows, CRNA, DNAP, DP
Primary residence only
Purchases or refinances (no cash out)
Discounted 0.125% interest rate option available for borrowers who have a qualifying BOX Financial Bank checking account and agree to make a mortgage payment via ACH from that account
0% down payment up to $1 million
5% down payment up to $1.25 million
10% down payment up to $1.75 million
15% down payment up to $2 million
No mortgage insurance required by borrower
Competitive rate options
No origination fee
Student loans deferred greater
than 12 months from closing are not considered in debt-to-income ratio
Student loans placed on income-based repayment plans are allowed
700 FICO
Low reserve requirements
Specialty underwriting for 1099 and contract employees
Available in the following states: AR, AZ, CO, KS, MO, NM, OK, and TX
All of the loan officers listed here specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.
NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offers are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans and products are available in all states.